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How will your bills and funeral expenses be paid?

Funerals are one of the most expensive purchases many people will ever make. A traditional funeral, including a casket and vault, costs about $6000, and extras like flowers and obituary notices can add thousands of dollars to the average funeral cost.  Many funerals run well over $10,000. To  make matters even worse, its estimated that millions of Americans have no life insurance to pay for the average funeral. Unfortunately, many people wait until they are either too old or not healthy enough to purchase traditional life insurance. The term insurance advertisements touting $500,000 of life insurance for a dollar a day don’t apply to the 75 year old with some pre-existing health problems.

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By Michael Cobbs
Is burial insurance really necessary? While, none of us like to think about losing the ones close to us, it is important that in today's world to plan for this final expense with as much thought as possible. The burden of having to come up with funds after one has passed can be extremely stressful considering the cost of a service today is easily in the thousands.

With social security and inadequate life insurance policies only covering a portion of this expense, many consumers are looking for away to make this final expense easier for left behind loved ones...

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